The Ingenico iCT220 is a popular credit card terminal used by businesses to process electronic payments. In this article, we will explore what the iCT220 is, its features and functionalities, and how it works.
Overview of the Ingenico iCT220
The iCT220 is a compact and user-friendly countertop credit card terminal that features a monochrome display screen and high-speed processing capabilities. It is designed to provide merchants with a fast, reliable, and secure payment processing solution. The terminal accepts various payment types, including credit cards, debit cards, EMV, and contactless payments, such as Apple Pay and Google Wallet.
Features and Functionalities of the Ingenico iCT220
The iCT220 comes equipped with numerous features and functionalities that make it an ideal payment processing solution for businesses of all sizes. Some of its key features include:
- Compact Design: The iCT220 has a compact design that takes up minimal counter space, making it ideal for businesses with limited counter space.
- High-Speed Processing: The terminal is designed to process transactions quickly, enabling merchants to handle high volumes of transactions efficiently.
- Secure Payment Processing: The iCT220 is designed to meet the latest security standards, including PCI PTS 3.x certification, ensuring that customer payment data is kept secure.
- EMV and Contactless Payments: The terminal supports both EMV chip and contactless payments, such as Apple Pay and Google Wallet, allowing merchants to accept a wide range of payment types.
- Multiple Connectivity Options: The iCT220 offers multiple connectivity options, including Ethernet, dial-up, and serial, ensuring that merchants can connect the terminal to their payment processor in the way that works best for their business.
- Built-in Thermal Printer: The terminal features a built-in thermal printer, which produces high-quality receipts quickly and efficiently.
- User-Friendly Interface: The iCT220 has an intuitive user interface that is easy to use, making it simple for merchants to process transactions quickly.
How the Ingenico iCT220 Works
The iCT220 works by connecting to a payment processor, which authorizes transactions and settles payments. Here is a step-by-step guide on how the iCT220 works:
Step 1: A customer presents their credit or debit card to the merchant.
Step 2: The merchant swipes or inserts the card into the iCT220 terminal.
Step 3: The iCT220 terminal reads the card information and sends it to the payment processor for authorization.
Step 4: The payment processor sends a response back to the iCT220, either approving or declining the transaction.
Step 5: If the transaction is approved, the iCT220 terminal prints a receipt for the customer and completes the transaction.
The iCT220 also supports contactless payments, such as Apple Pay and Google Wallet. Here’s how the process works for contactless payments:
Step 1: The customer presents their mobile device with the contactless payment app open to the merchant.
Step 2: The merchant selects the contactless payment option on the iCT220 terminal.
Step 3: The customer holds their device near the iCT220 terminal’s contactless reader.
Step 4: The iCT220 terminal reads the customer’s payment information and sends it to the payment processor for authorization.
Step 5: The payment processor sends a response back to the iCT220, either approving or declining the transaction.
Step 6: If the transaction is approved, the iCT220 terminal completes the transaction and prints a receipt for the customer.
The Ingenico iCT220 is a versatile, reliable, and secure payment processing solution that is popular with businesses of all sizes. With its intuitive user interface, fast processing speeds, and support for a wide range of
